Health cover waiting periods

Understand how waiting periods, benefit conditions and plan documents work before applying for Day1 Health cover.

Overview

Waiting periods can apply to particular benefits. Review the relevant plan document for benefit-specific waiting periods, pre-existing-condition rules, exclusions and terms before applying.

Before you choose

  • Review the relevant plan document, benefit limits, exclusions, waiting periods and terms.
  • Confirm provider, referral and pre-authorisation requirements where they apply.
  • Contact Day1 Health to discuss your needs and request a quote.

Get a quote

Understanding waiting periods

A waiting period is a condition that may apply before a particular benefit can be used. The applicable period can differ between benefits and can also depend on whether a condition existed before the cover started.

The relevant plan document is the source for the waiting periods, exclusions, limits and eligibility rules that apply to your chosen plan. It is important to read that document before applying or arranging treatment.

What to do next

  • Check the benefit you need.
  • Check whether pre-authorisation or a network provider is required.
  • Ask Day1 Health for help if you need clarification before applying.