Value Plus Hospital Plan



COVER: Private Hospital Benefits | Illness / Accident / Ambulance


Product Information

Special Offer

Save the R200 administration fee by signing up online

Terms & Conditions

Pre-paid Preventative Healthcare supplied by Day1 Health (Pty) Ltd | Waiting periods per benefit | Minimum age limit entry on standard terms and conditions is 65.



In-hospital Illness Benefit

Covers up to R 10,000 after the first 24 Hours in hospital, up to R 10,000 for the second day in hospital, up to R 10,000 for the third day in hospital. Thereafter R 1,500 per day up to a maximum of 21 days. A 3 month waiting period applies and a 12 month pre-existing conditions exclusion applies. (Excludes Maternity Benefits)



1st Day in Hospital
Not less than 24 hours from time of admission to time of discharge

Up to R 10 000.00

2nd Day in Hospital
Payable in units of R2 500.00 for every quarter day (6 hours)

Up to R 10 000.00 payable in units of R 2 500.00

3rd Day in Hospital
Payable in units of R2 500.00 for every quarter day (6 hours)

Up to R 10 000.00 payable in units of R 2 500.00

Every subsequent day thereafter

R 1 500.00

Maximum Benefit payable for 21 day period

Up To R 57 000.00

Accident/Trauma Benefit

Up to R 150,000 per event.  A 1 month waiting period applies. (Exclusion: Sports Injuries)

Family Funeral Benefit

  • Principal member  – R20,000.
  • Spouse & Child > 14 years – R 10,000.
  • Child > 6 years – R 5,000.
  • Child > 0 years – R 2,500.
  • Child > 28 weeks – R1,250.

A 3-month waiting period applies.  (Benefit only available to plan members.)

24 Hour Emergency Services ambulance & Pre-Authorisation (0861 144 144)

24 Hour Emergency Services, Medical Assistance and Pre-Authorisation provided by Africa Assist. Immediate Cover. Guaranteed private hospital admission with preference to all Life Healthcare and Mediclinic hospitals



Practical Medical Insurance – Providing cover since 2003 Day1 Health (Pty) Ltd is an authorised Financial Services Provider – FSP Number 11319. Day1 Health (Pty) Ltd is duly approved and accredited by the Council for Medical Schemes – CMS Ref: 1074. Powered by Day1 Health – Underwritten by African Unity Life Ltd, a licensed Life Insurer and an authorised Financial Services Provider. FSP No: FSP 8447. Day1 Health offers Medical Insurance plans and is not a Medical Aid product.

Day1 Health complies with the principles of open enrollment, community rating and cross-subsidisation and does not discriminate or refuse membership on the basis of race, age, gender, marital status, ethnic or social origin, sexual orientation, pregnancy, disability, state of health, geographical location or any other means of discrimination.